36+ Stores That Give Cash Back on Your Debit Cards in 2022

36+ Stores That Give Cash Back on Your Debit Cards in 2022

Are you looking for some cash back near me through a debit card or credit card? Have you ever looked at your daily to-do list and wondered how you would get everything done?

Isn’t it lovely to be able to bundle a few errands into one trip? You may be able to perform your shopping and bank transactions in one location, thanks to establishments that give you actual cash back on debit card purchases.

Saving money gives you a way to avoid uncertainties in life. You will be surprised to know that people make extra cash by advertising on their cars or selling their shoes.

There are various ways to withdraw cash from your checking account without going into a bank, from in-store ATMs to gas stations and grocery stores.

Note: If you’re looking for cash-back credit cards that reward you for everyday purchases, see our current list of the best cash-back credit cards.

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How Can You Get Cash Back with a Debit Card?

When you purchase with a debit card in an actual store, you may receive physical cash back. This allows you to withdraw cash from your checking account without incurring a fee during the transaction.

The extra money is reflected in the total sale price if you want cash back. The full payment is subsequently deducted from your checking account by your bank.

Using your debit card to obtain cash can be costly. Before getting money back with your debit card, some retailers need a minimum purchase quantity. You may be forced to acquire something you don’t want or need under some circumstances.

To assist in covering the store’s costs, you may be charged a fee to withdraw cash using your debit card. It’s about the same as using an out-of-network ATM.

Legit Stores to Get Cash Back with a Debit Card

When you pay with a debit card, many stores and businesses will give you cash back. If you’re constantly paying extra ATM fees or borrowing money from friends, memorize this list of establishments so you can get cash without relying on them.

Get Cash back at the grocery store

When you pay with your debit card instead of credit or cash at the grocery store, you will receive cash back. When you swipe your card and enter your PIN during check out at grocery stores ranging from Albertsons to Winn-Dixie, you can make a withdrawal from your checking account.

Because most retailers don’t charge a fee when you withdraw money from your checking account, it’s one of the best ways to receive cash while still saving money.

The amount you can withdraw from most stores is usually limited. A trip to the bank may be a better alternative if you require $500 in cash for next weekend’s road trip.

For a smaller amount of cash, you can visit:

  • Albertson
  • Aldi
  • Farm fresh
  • Food Lion
  • Fred Meyer
  • Giant Eagle
  • Hannaford
  • Harris Teeter
  • Jay’s
  • Jewel-Osco
  • Kroger
  • Mariano’s
  • Public
  • Ralphs
  • Safeway
  • Save Mart
  • Shoppers Food
  • ShopRite
  • Shopvalu
  • Vons
  • Whole Foods
  • Winn-Dixie
  • Walmart

1. Albertsons

cash back near me

 

Albertsons supermarkets can be found in over 2,200 sites throughout 35 states.

Types: Mastercard, Visa debit cards, or Discover credit cards

Limit: $100-$300 on debit and up to $120 for Discover credit

Fee: No

Other services: Check if your store offers 24-hour check cashing, copies, low-cost fax services, stamps, Coinstar, and Western Union money orders.

Hours: Unless it’s a 24-hour grocery store, store hours are usually 7:30 a.m. to 8:30 p.m.

Find the most cash back at an Albertson’s grocery shop.

2. ALDI

cash back on debit card

ALDI has over 2,000 low-cost grocery stores in 36 states.

Types: Visa, Mastercard, Discover debit cards

Limit: $100, varies by store

Fee: No

Other services: Purchase meat at a discount, and use an ATM.

Typically open from 9 a.m. to 9 p.m.

Find an ALDI grocery store that will give you $5 in cash back.

3. Farm Fresh

cash back on credit card

Farm Fresh is a low-cost grocery store with locations in Virginia and North Carolina.

Types: Debit cards and Discover credit card

Limit: $200 debit card, $120 Discover credit limit

Requirements: Because most establishments are individually owned and run, policies may differ.

Other services: Pharmacy

Find the Farm Fresh grocery store that offers the most money back.

4. Food Lion

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Food Lion operates over 1,000 supermarkets throughout eleven states in the mid-Atlantic and southeast.

Types: Debit cards only

Limit: $200 debit card transactions, $200 limit with EBT card, $50 personal checks

Fee: No

Requirements: If you don’t make a minimum purchase, your cash back will be restricted to $100.

Other services: Sells money orders and free coin counters in return for gift cards and lottery tickets.

Hours: Most stores are open late until 9 p.m., including weekends.

To get the most cash back on a debit card, go to a Food Lion grocery shop.

5. Fred Meyer

cash back store

Over 130 Fred Meyer stores are noted for their low prices, wide assortment, high quality, and excellent service.

Types: Debit cards only

Limit: $300

Fee: $0.50-$3.50

Other services: Dry ice is sold, stamps are purchased, money orders are purchased, flowers are purchased, a gas station is opened, and booze is sold.

Hours: Monday through Saturday, 9 p.m., and Sunday, 6 p.m.

Look for a Fred Meyer with a petrol station that accepts checks.

6. Hannaford

cash back grocery store

 

In the northeast, Hannaford supermarkets and petrol stations can be found in Massachusetts, Maine, New Hampshire, Vermont, and New York.

Types: Debit cards, Discover credit card, personal checks

Limit: $100

Fee: No

Other services: Gift cards, DVD rentals, online grocery shopping, pharmacies, rug cleaner rentals, and a liquor store that accepts checks are all available.

Hours: Most shops stay open until 10 p.m.

To obtain late-night cash back, look for a Hannaford grocery shop.

7. Harris Teeter

cash back store

In seven states, Harris Teeter has more than 230 grocery stores and seven gas stations. If you can’t use your debit card without a PIN number, Harris lets you earn cash back with a personal check.

Types: Debit cards and personal checks

Limit: $200 for debit card and $25 for personal checks

Fee: $0.50-$3.50

Requirements: For cash back on personal checks, you’ll need a valid Harris Teeter VIC card.

Other services: Money order, Coinstar, drugstore, sell gift cards, movie rentals, lottery tickets, groceries carry-outs, ATM

Hours: Most locations are open from 6 a.m. to 11 p.m.

You may get $10 cash back at a Harris Teeter grocery shop.

8. JayC

JayC has more than 60 grocery stores in Indiana.

Types: Debit cards, Discover credit card

Limit: $100

Fee: No

Other services: Gifts cards, gas, stamps, lotteries, pharmacy, money services, hair dye, and alcohol are all available.

Find a JayC food store that will give me $5 in cash if I use my debit card.

9. Jewel-Osco

In the Chicago area, Jewel-Osco operates over 180 supermarket stores. Jewel does not cash third-party checks but will refund up to $100 in cash.

Types: Debit cards, Discover credit card

Limit: $100

Fee: No

Other services: Western Union money order, Rug Doctor carpet cleaner rental, sell alcohol, wedding flowers, pharmacy, check cashing, Coinstar, movie rental

Hours: 6 am to midnight

Find a Jewel-Osco grocery store that gives the most cash back with a debit card.

10. Kroger

Kroger has around 2,800 grocery stores and pharmacies in 35 states and is one of the largest retailers in the world.

Types: Debit cards, Discover credit cards, personal checks

Limit: $300 on a debit card, $20 for personal checks, $120 for Discover credit card

Fee: Up to $3

Other services: Sell dry ice, get money orders, ATM service, cheap notary service

Hours: Most locations are open at 7 am and close between 9–11 pm

Find a Kroger grocery store that gives the highest cash back on a debit card.

11. Mariano’s

Mariano’s has more than 45 grocery stores in the Chicago area.

Types: Debit cards, Discover credit card

Limit: $100

Fee: No

Other services: Coinstar, long-distance phone cards, send money via Western Union, check to cash, save money on diapers

Hours: Open late until 10 pm

Find Mariano’s grocery store where you can get 5 dollars cash back on a credit card.

12. Publix

Publix has over 1,200 grocery stores in the southeast. Publix doesn’t have an ATM that dispenses $5, $1, $50, or $100; you can go to the register at Publix to get cash back.

Types: Debit cards

Limit: $100

Fee: No

Other services: Western Union money transfer, sell stamps, retail gift cards, make photocopies, sell dry ice, buy money orders

Hours: Most stores close between 9–10 pm

13. Ralphs

Ralphs has more than 460 grocery stores in the Midwest and California.

Types: Debit cards, Discover credit card

Limit: $200

Fee: $0.50

Other services: Send money, pay bills, check to cash, get a money order, prepaid cards

Hours: Open late night until midnight – 2 am

Find a Ralphs grocery store that gives the most cash back with a credit card.

14. Safeway

Safeway has more than 265 grocery stores in Hawaii and Northern California.

Types: Debit cards, Discover credit card

Limit: $200

Fee: No

Other services: Coinstar, ATM services, money orders, Rug Doctor Rental, dry ice purchase

Hours: Most locations are open until midnight, with others shutting between 9 and 10 p.m.

Find a Safeway grocery shop that will reimburse you with cash if you pay with a Visa debit card.

15. Save Mart Supermarkets

In California, Save Mart Supermarkets has over 250 locations.

Types: Debit cards only

Limit: $200-$300 varies by store

Fee: No

Other services: Sell stamps, lift tickets, pharmaceutical items, money orders, and transfers, as well as alcohol.

Hours: Open until 10 p.m.

Choose a Save Mart Supermarkets grocery store that offers the most cash back when you pay with a debit card.

16. Shoppers Food Warehouse

In the Baltimore and Washington, DC area, Shoppers Food Warehouse has over 20 supermarkets.

Types: Debit cards only

Limit: $100 at the self-checkout, $300 at the cash register

Fee: No

Other services: Renting a RugDoctor, a coin-to-cash machine, money wires, and money orders, and renting Redbox movies

Hours: 6 a.m. to 11 p.m. seven days a week

Find a Shoppers Food Warehouse grocery shop that gives cash back and is open seven days a week.

17. ShopRite

ShopRite has more than 320 grocery stores in the northeast.

Types: Debit card, Discover credit card

Limit: $200 for debit cards, $120 Discover credit

Fee: No

Other services: Sales of postage stamps, money orders, money transfers, and bus tickets

Hours: Open until midnight, from 10 a.m. to 10 p.m.

Find a ShopRite grocery shop that will reimburse you for purchases made with a Visa debit card.

18. SuperValu

SuperValu operates over 2,300 grocery stores under the Save-A-Lot and Cub Foods brands.

Types: Debit cards and Discover credit card

Limit: $200 for debit cards and $120 for Discover credit cards

Other services: ATM, MoneyGram money transfer services

19. Vons

In Southern California, Vons has over 155 locations.

Types: Debit card, Discover credit card, personal checks

Limit: $200 for debit cards, $25 personal checks

Fee: No

Requirements: Minimum purchase

Other services: MoneyGram and Western Union money orders, stamps, keys manufactured at a kiosk, and ATMs are all available at a modest charge.

Hours: Most supermarkets stay open until 11 p.m. or midnight.

Find Von’s grocery shop that accepts credit cards and pays cash back.

20. Whole Foods

There are around 500 Whole Foods supermarkets in the United States, and they are known for their organic options.

Types: Debit cards only

Limit: $100

Fee: No

Other services: Returns on Amazon, gift cards, grocery delivery, flower arrangements, and meal preparation Hours: 8:00 a.m. to 9:00 p.m.

21. Winn-Dixie

In the southeast, there are approximately 500 Winn-Dixie supermarket stores. They don’t have a machine that will give you $10, but you can get $10 back with your debit card.

Types: Debit cards, Discover credit card

Limit: $100

Fee: No

Other services: Lottery, floral arrangements, selling American Express gift cards, discounted event tickets, retail gift cards, and Western Union money transfers are some of the services available.

Hours: Late-night hours ranging from 10 p.m. to 12 a.m.

Gas stations that give cashback

If you’re running errands, going on a road trip, or need cash immediately, there’s a petrol station on almost every corner.

At gas stations, the maximum withdrawal amount is usually smaller. Some sites only have a $10 cap. The majority of them do not charge fees for cash back, which is a benefit.

If you’re looking for a cash-back gas station, try:

  • 7-Eleven
  • Ampm
  • BP
  • Chevron
  • Circle K
  • Citgo
  • Conoco
  • ExxonMobil
  • Marathon
  • Phillips 66
  • Shell
  • Sunoco
  • Texaco
  • Valero

Even if they’re part of a franchise, consider that many gas stations are independently owned and run. In this instance, policies may differ from one store to the next. It’s a good idea to contact beforehand and inquire about prices and limits.

Use your debit card to get cash at department stores

Some department stores, in addition to grocery stores and gas stations, allow you to obtain fee-free cash back with your debit card.

Costco, Target, and Walmart are just a few of the many possibilities available. There is usually a minimum purchase requirement to take into account. Using your debit card to pay for a small, inexpensive item is sometimes sufficient.

When you need cash, you can usually find it at:

  • Costco
  • Kmart
  • Target
  • Walmart
  • Walgreens
  • Rite Aid
  • CVS
  • Staples

At the register, not all businesses will process these requests. You may have to go to the customer service desk instead.

Withdraw cash from an ATM

The most obvious way to receive cash with your debit card is at your bank’s ATM. You can avoid incurring out-of-network ATM costs by doing so. These fees can be as high as $2 for each withdrawal, so it’s worth it to use your bank’s ATM, even if it’s not the nearest.

If your bank allows it, you may be eligible for fee reimbursement if you can’t use your bank’s ATM and are charged a fee. As a result, you’ll be automatically repaid.

Surcharge-free ATMs can be found all across the country, and banks and credit unions normally participate in a card network that allows you to use them.

The following are some of the most well-known ATM networks:

  • Star
  • MoneyPass
  • Allpoint
  • Pulse Select
  • Alliance One
  • TransFund
  • CO-OP (for credit unions)

If you have a credit union account, they are likely members of the CO-OP network, which allows you access to almost 30,000 free ATMs. You can also utilize your bank’s mobile app’s ATM locator to locate fee-free cash machines.

22. Walmart

Walmart operates over 4,700 retail locations across the United States.

Types: Debit card, personal check

Limit: $100

Fee: No

Requirements: When using a debit card, you can make $20 increments. However, when using a personal check, you can only make $20 increments.

Other services: Coinstar, wheel alignment, buy kerosene, create keys, inexpensive haircuts, postage stamps, cheap trendy apparel, party store that accepts cheques without identification, bagged ice

Hours: Most stores are open 24 hours a day, seven days a week.

Cash Back vs. Cash Withdrawal

The term “cash back” can apply to both receiving cash from a retailer while buying in person and receiving cash back when using a specific app linked to your debit card.

If a cashier inquires, “Do you want your money back?” They mean if you want to acquire physical dollar notes when you’re checking out.

However, some applications provide cash back, which is a percentage of the total purchase you might receive when your debit card is linked to the app.

3 Places You Can’t Get Cash Back

Requesting cash back with your debit card is simple, but there are a few places where you won’t be able to do so, including:

  • Most clothing stores
  • Home goods stores
  • Home furnishings stores

At these locations, you will not be able to withdraw cash. If you’re shopping for new clothes, picking up a lamp, or buying a new sofa, you may need to go somewhere else to get cash back with your debit card.

Pros and Cons of Getting Cash Back with a Debit Card

Paying with a debit card is a popular payment method, and getting cash back is a bonus. But, before you start making this a habit, think about the following considerations.

Pros

  • Easy
  • Instant
  • Small or no fees
  • Saves a trip to the bank or another ATM

Cons

  • To receive cash back, you must make a purchase.
  • Minimum purchase amounts are possible.
  • Some merchants levy charges.
  • Withdrawal restrictions

Cash Back Apps You Can Use with Your Debit Card

You can earn a percentage of your purchase back when you link these apps to your debit card, in addition to getting cash back with your debit card.

Dosh

Dosh is an app with an in-store cash back program available on the App Store and Google Play Store. When you shop in-store, you can get cash back from merchants such as:

  • Walmart
  • Cost Plus World Market
  • Sephora
  • Finish Line

You can also get money back at nearby restaurants and hotels all across the world. After you’ve made money with Dosh, you can deposit it into your bank account, Venmo account, or PayPal account. To withdraw, you must have at least $25 in cash.

Rakuten

Rakuten is most known as a browser extension, but you can also use it to collect cash back by syncing it with your debit card.

Here’s how it all goes down. You make an online account and go to the “in-store cash back” section. You’ll see a variety of in-store cash back incentives there, including:

  • H&M
  • Athleta
  • Levi’s
  • Gap
  • Finish Line
  • Under Armour

When you shop online, Rakuten’s browser extension will also notify you of any promotions or savings chances.

Conclusion

When you need to withdraw big sums of money, banks and credit unions may be your best bet. Banks, on the other hand, have limited hours and locations. You may occasionally require cash quickly and do not wish to pay expensive out-of-network ATM fees. You could need a few hundred dollars rather than $5-$10 to acquire some used furniture for cash.

Finding a store that pays the most cash close to you is convenient and saves you money on petrol and time. Although most retailers have lower restrictions, some stores, such as Kroger, Fred Meyer, and Save Mart Supermarkets, provide the maximum cash back, up to $300.

There are certain food stores and retailers that do not demand a minimum purchase. You only need to buy something, whereas some will charge you a fee. Even if you are charged a little fee, it is likely to be less expensive and save you time from driving to your bank location.

 

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